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4 Reasons You May Not Qualify For Workers' Compensation

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If you've been injured on the job, you may be faced with some financial difficulties. The challenges of not being able to work and having to pay a multitude of medical bills can simply be overwhelming. The ideal thing to do is to file a workers' compensation claim. However, this is a process that will take time to achieve, and you may be denied reimbursement for your losses.  It may be helpful to know some of the most common reasons you will be turned down for workers' compensation.

Reason #1: Waiting too long to file a claim

As soon as the injury occurs at work, you will want to inform your employer. Taking too long to do so could cause problems with your claim. 

Many companies feel that if an injury isn't reported right away, it may not be as serious as it actually is.

Reason #2: Being fraudulent

The last thing you will want to do is be untruthful about your accident. This could cause you to have to pay a penalty or fines if it's determined by the authorities that you've practiced fraud.

Be sure to be truthful at all times to have the greatest chance of getting your claim paid.

Reason #3: Not following doctor's orders

It's your full responsibility to do what your physician recommends you do if you're dealing with a serious injury from work. This may involve taking certain medications, having surgery or even seeing a physical therapist. 

Taking the time to visit a doctor that your employer has referred you to immediately following the accident is ideal. Be sure to heed any medical advice you get to help ensure you will be able to receive reimbursement for your injury.

Reason #4: Using drugs or alcohol

If you were using any illegal drugs or were intoxicated when the accident occurred, you likely won't qualify for workers' compensation. In fact, you may be asked to undergo drug testing or have your alcohol level tested if there's any suspicion of this. If your tests come back showing you had either of these substances in your system, you may be denied payment.

It's ideal to know the reasons that your claim may be denied so you will avoid making these errors. Being able to receive workers' compensation can make a big financial difference in your life. Be sure to consult with legal professionals such as Neifert Byrne & Ozga if you're having issues getting a valid claim paid.